Privacy Policy

Last updated: August 13, 2026

What this site collects

Calculator inputs stay in your browser. We do not create accounts and we do not store your pay rates, mortgage numbers, or grades on a server.

Advertising

Once ads are enabled, Google AdSense and similar partners may use cookies or advertising identifiers to show ads and measure them. Google’s policy is described here: https://policies.google.com/technologies/ads.

Analytics

We may use privacy-friendly analytics (for example Cloudflare or a similar host) to see page counts. We do not sell personal information.

Contact

Questions: use the contact page.