Figures checked on 15 October 2026
Everyday Fig keeps a short list of government figures inside the Canada calculators. When a table changes, the form, the worked example, and the note are supposed to change together. This page is the log of the 15 October 2026 reading. It is not a tax filing position. A notice of assessment, a T4, or the current Canada.ca page wins if they disagree.
Read again, and unchanged
These 2026 figures match the set that was already on the site after the 30 September 2026 check. Nothing in the calculators was rewritten because of this reading. The point of the check was to see whether the official pages had moved.
- Employment Insurance, outside Quebec: employee rate 1.63 percent, maximum insurable earnings $68,900, maximum employee premium $1,123.07. In Quebec: 1.30 percent and $895.70. Employer premium is 1.4 times the employee amount. Maximum weekly regular benefit $729 for claims beginning on or after 28 December 2025. Source: the CRA EI premium rates table and the Employment and Social Development Canada notice of the 2026 maximum.
- Canada Pension Plan: basic exemption $3,500, year’s maximum pensionable earnings $74,600, employee and employer rate 5.95 percent, maximum $4,230.45 each. Year’s additional maximum pensionable earnings $85,000, CPP2 at 4 percent, maximum $416 each. Source: the ESDC quarterly sheet for CPP in 2026 and OAS for October to December 2026, and the CRA registered-plans limits table.
- RRSP dollar limit for 2026: $33,810. That cap is 18 percent of the prior year’s earned income until the dollar limit. Source: the same CRA limits table.
- TFSA dollar limit for 2026: $7,000. Source: CRA, “Calculate your TFSA contribution room.” Lifetime room of $109,000 on our TFSA page is the sum of the annual limits from 2009 through 2026 for someone who was 18 the whole time and never contributed. CRA My Account is the figure that already includes your actual contributions and withdrawals. CRA says 2025 records are processed into that account around April 2026.
- Automobile allowance in the provinces: 73 cents per kilometre for the first 5,000 business kilometres and 67 cents after that. In Yukon, the Northwest Territories, and Nunavut: 77 cents, then 71 cents. Source: Department of Finance Canada, the 14 January 2026 release on automobile deduction limits. This is the reasonable-allowance rate, not the quarterly staff-travel table, and not the 34-cent operating-cost benefit for a car the employer provides.
Posted, and not typed into the forms
The CRA EI rates page now also shows a 2027 row: maximum insurable earnings $70,800, employee rate 1.64 percent, maximum employee premium $1,161.12, maximum employer premium $1,625.57. Those numbers are real, and they are next year’s. The EI calculator on this site still uses the 2026 row. A paycheque in 2026 that is run through a 2027 ceiling is the wrong year. When January 2027 is the year on the slip, the form, the example, and this log move together. They do not move early.
Not opened on this pass
GST, HST, and the Quebec combined rate on the sales-tax tool were not re-derived on 15 October. They are still the set named on the about page: GST 5 percent, Ontario HST 13 percent, HST 15 percent in New Brunswick, Newfoundland and Labrador, Nova Scotia, and Prince Edward Island, and 14.975 percent where the page means Quebec GST plus QST on the pre-tax price. Ontario land transfer tax, including the Toronto slices, was also left on the 30 September description. If you are signing a purchase, the current provincial and municipal pages replace this site.
The pay and loan calculators that are not Canada-specific do not store a statute rate. The mortgage example in the five-percent-down note uses 5 percent and 25 years because those numbers can be typed again, not because a bank offered them on 15 October.
Where the pages are
The maintenance note on the about page is the longer description of what this site will not calculate. Corrections go to [email protected]. Name the page, the numbers you typed, and the result you expected.
Use the form
These notes are estimates for everyday use. They are not tax, payroll, mortgage, or legal advice. Type your own contract into the calculator.